Benefits:

No Deductibles - No Co-Payment  


  • Trip Cancellation and Re-book Interruption up to coverage requested

  • $500,000 Emergency Medical Evacuation/Repatriation

  • Trip Cost Default Protection - If cruise line, airline or tour operators are unable to provide service

  • $10,000 Emergency Medical or Dental Expense - No deductible or daily limits

  • $1,000 Lost or Stolen Checked Baggage

  • $200 Baggage delay for emergency items

  • $1,000 Trip Delay

  • Pre-existing Conditions Accepted

  • $100,000 Accidental Death

  • "NO COST" Free Look

  • NO "Policy" Fee


Medical Assistance Services

  • Worldwide Medical and Dental Referrals

  • Close Monitoring of Treatment

  • Facilitation of Hospital Payment Guarantees and Admission/Discharge Planning

  • Dissemination of Insurance Information to Medical Providers

  • Emergency Vaccine and Blood Transfers

  • Replacement of Prescription Medications

  • Replacement of Corrective Lenses and Medical Devices

  • Dispatch of Doctors and Specialists

  • Coordination of Medical Records Transfer

  • Continuous Updates to Family, Employer and/or Home Physician as Requested

  • Coordination of Hotel Arrangements for Convalescence


Medical Transportation Services

  • Emergency Medical Evacuations

  • Medically Supervised Repatriations

  • Repatriation of Mortal Remains


Travel Assistance Services

  • Pre-travel Information

  • Coordination of Emergency Travel Arrangements

  • Coordination of the Return of Dependent Children/Traveling Companions

  • Coordination of Transportation to Join a Hospitalized Member


Personal Assistance Services

  • Emergency Transfer of Funds

  • Assistance with the Replacement of Lost or Stolen Travel Documents

  • Emergency Translation Services

  • Referrals to Interpreters

  • Referrals to Attorneys/Bail Bond Assistance

  • Emergency Message Transmittals

  • Coordination of Vehicle Return

  • Coordination of Emergency Pet Housing and/or Pet Return

  • Referrals to Specialized Security Provider


Benefits Details:

  • In the event, a catastrophic terrorist act occurs after an application is accepted by VacationProtect if the customer wishes to cancel their trip, VacationProtect will reimburse all non-refundable trip deposits, airline tickets, hotel penalties, and cruise line charges paid by the customer if they wish to cancel their trip because of the catastrophic terrorist event and fear for their safety. (A terrorist act is a non-governmental action to intimidate a population or government into granting their demands. Governmental conflicts and ongoing civil disturbances do not qualify as a "catastrophic terrorist event".)

  • Trip Cancellation and Interruption up to the amount of purchase for non-refundable trip deposits, airline tickets, hotel penalties, cruise line and other changes already paid by you when you must cancel your trip due to a covered reason.  Trip Cancellation includes the rescheduling of your trip to another time.

  • 'Covered Reasons' include: unforeseeable sickness, injury or death of you, a family member or traveling companion.  Other reasons include the bankruptcy of a cruise line or air line, if you are subpoenaed or ordered to report for military duty; or jury duty.

  • Emergency Medical or Dental expense up to $10,000 for medical expenses of any injury or sickness occurring on your trip, including doctors, hospital, x-ray, and nursing not covered by your insurance program. All Emergency Services!

  • Emergency Medical Transportation up to $20,000 pays for transportation ordered by a doctor to the nearest adequate medical facility not covered by your insurance program.

  • Checked Baggage Lost up to $1000 reimburses you for lost or stolen checked luggage while on your trip. This is secondary to common carrier coverage.

  • Trip Delay will pay up to $1000, $200 per day for Hotel and Taxi cost if your trip is delayed for more than 10 hours.

  • Airline Penalty up to $50 reimburses you if you change the dates of your travel and the airline charges you a "change fee" penalty.  (One per trip.)

  • Medical Assistance Information -- From MedEx International.

  • Free Look Grace Period -- Full Refund if you notify VacationProtect in writing within 10 days, and your trip has not started.  See contract for full details.